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Pharmaceutical production line with medicine bottles and capsules, illustrating loan license manufacturing without owning a plant – 2025 guide.
Loan License

Thu, Jul 31 2025

Shubham Bansal

Want to Manufacture Medicines Without Owning a Plant? Here’s How a Loan License Makes It Possible

In India, setting up a pharmaceutical manufacturing unit involves heavy investment, infrastructure, and regulatory compliance. But what if you want to manufacture drugs without owning a factory?

That's where a Loan License comes in.

In this detailed 2025 guide, you’ll learn what a Loan License is, who can apply, what documents are required, the complete approval process, validity, and how PSR Compliance can assist you in getting licensed faster.

What is a Loan License in Pharma?

A Loan License is issued under Rule 69A of the Drugs and Cosmetics Rules, 1945. It allows a company to manufacture drugs using another company’s manufacturing facility, without owning the plant itself.

In simple words:

You can “borrow” a manufacturing unit and still legally market the medicines under your brand.

This model is widely used in India by startups, marketing companies, and exporters.

Who Needs a Loan License?

You should apply for a Loan License if you:

  • Are a pharma marketing company without your own plant

  • Want to outsource manufacturing to a third party

  • Need approval to legally label and sell under your brand

  • Want to avoid upfront investment in infrastructure

Documents Required for Loan License

Here’s a list of documents typically required for obtaining a Loan License:

From Loan License Applicant:

  • Application Form (Form 27A)

  • Company Registration Certificate

  • PAN and GST of the firm

  • Site Master File (prepared jointly with manufacturer)

  • Details of technical staff (production & quality control)

  • Power of Attorney / Agreement with the manufacturer

  • List of products to be manufactured

  • Copy of trademark certificate (if applicable)

From Manufacturing Unit (Lender):

  • Valid Manufacturing Drug License

  • WHO-GMP certificate (if required)

  • Approved layout plan of manufacturing unit

  • Consent to use premises

  • Equipment & testing facility details

  • Staff qualification certificates

  • Pollution NOC (if applicable)

Tip: Ensure the manufacturing unit you choose is fully compliant and already licensed for the category of drug you wish to produce.

Step-by-Step Process to Get a Loan License in India

Here’s how the Loan License registration process works:

Step 1: Finalize Agreement with Licensed Manufacturer

Enter into a contract with a manufacturer having a valid drug manufacturing license and infrastructure.

Step 2: Document Preparation

Collect all required documents from both parties (you + manufacturer).

Step 3: Submit Application

Apply through the State Drug Control Department portal or CDSCO (if applicable) using Form 27A.

Step 4: Site & Document Inspection

Authorities may inspect the manufacturing premises, validate staff, records, and equipment.

Step 5: Fee Payment

Pay the required government fees and submit challan.

Step 6: Approval & Issuance of Loan License

Once approved, you receive a Loan License for the listed products and categories.

Typical timeline: 30–90 days, depending on state & documentation.

Validity of Loan License in India

  • The Loan License is valid for 5 years

  • It is renewable before expiry

  • Renewal should be filed within 6 months of expiry date

  • You must maintain a valid agreement with the manufacturing unit throughout the license period

Government Fees for Loan License

Description Approx. Fee (₹)
Government Application Fee ₹6,000 – ₹15,000
Inspection Fee (if any) Varies by state
Professional/Consultancy Fee Based on services

Note: Fee may vary by drug category (Allopathic, Ayurvedic, etc.) and state.

Common Mistakes to Avoid

  • Choosing a non-compliant or blacklisted manufacturer

  • Incomplete agreement or improper documentation

  • Mismatch in product list and actual site capability

  • Lack of qualified staff details

  • Delay in renewal filing

PSR Compliance helps you avoid rejection and speed up approval.

Product Categories Allowed Under Loan License

  • Tablets, Capsules, Syrups

  • Ointments, Creams, Injectables

  • Ayurvedic & Herbal Products

  • Nutraceuticals (if covered under Drug Rules)

  • Veterinary medicines (Subject to manufacturer’s license scope)

Why Choose PSR Compliance?

At PSR Compliance, we assist pharma professionals, entrepreneurs, and marketing companies with:

✔️ Manufacturer identification & tie-up

✔️ Agreement drafting

✔️ Application preparation & online filing

✔️ Follow-ups & license tracking

✔️ Renewal & product endorsement

Without any difficulties, register for your loan license.

👉 Contact PSR Compliance Now

FAQs on Loan License for Drug Manufacturing

Q1. Can a marketing company apply for a loan license?

🅰️ Yes, any legally registered entity can apply if partnered with a licensed manufacturer.

Q2. Is WHO-GMP mandatory for loan license?

🅰️ It depends on your market. For exports, WHO-GMP is usually required.

Q3. Can I manufacture multiple products under one loan license?

🅰️ Yes, but each product must be approved and listed during application.

Q4. What if I change the manufacturer?

🅰️ You’ll need to apply for an endorsement or fresh loan license with the new unit.

Q5. Can I apply online for loan license?

🅰️ Yes, most state drug departments and CDSCO offer online filing portals.

Need Help With Loan License Application?

Let PSR Compliance manage the entire process for you – from manufacturer tie-up to license delivery.

👉 Talk to Our Compliance Experts

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